Perhaps the most exciting area for many of our clients is working together to create a wealth accumulation plan. For our clients, wealth accumulation planning means planning to grow your wealth and your overall net worth while creating liquidity to meet your desired financial goals. We understand that accumulation by definition doesn't happen overnight; it is a gradual and continual process that increases over time. As a result we believe the two most important factors for accumulating wealth are planning and saving. Accumulating wealth is not about how much money you make, rather it is about how much money you save and building a plan to have your money work effectively for you.
We help our clients determine how much money they’ll need to start saving to develop the solutions they desire for their future. This process begins, simply, with a conversation to determine what your family’s situation is - and also what you want it to be. This plan will:
Determine how much of your income should be set aside according to your short and long term goals.
Find money you’re unnecessarily spending that can instead be saved and used for your longer term goals.
Prepare for and transition to retirement with enough assets to live comfortably for your entire life.
There are many variables to consider when figuring out which options are the best fit for your specific circumstances. Once we have obtained a clear understanding of your goals and needs we are able to recommend appropriate wealth accumulation and focused investment strategies that match your risk tolerance to achieve your goals.